This post is for educational and informational purposes only and must not be construed as containing investment advice. Cryptocurrency trading carries a high risk of financial loss, the blogger who wrote this post is not a financial advisor, depending on your country and local regulation, you should seek advice from the appropriate financial advisors to ensure you are informed about the risks.
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increase in crypto price described in this post happened in the past, and linked to a crypto market context that is completely different today. there is no guarantee that crypto price will go up again.
Status: Published.
a list of already published how to trade guides can be found HERE.
do your own research
Last update: Feb 14, 2026
Summary
1- Clarification
2- Category
3- XLM utility
4- Supply
5- Market capitalization
6- Ecosystem
7- Stakeholders
7-a- Developers
7-b- ETF
8-a- Why Stellar go down ?
8-b- Why Stellar go up ?
9- where to trade XLM?
9-A- Crypto exchanges by country
10- How to stay informed about Stellar?
Summary
Stellar was designed as an inclusive financial ecosystem for the unbanked poor population around the world. since its launch on 2014, LUMENS is showing a moderate volatility but the increase in value is contained under $1. it is clearly not a store of value.
Many risk-conscious investors limit crypto holdings exposure to such assets to a small share of their total portfolio value, often around 1% — as a risk-management practice. depending on the size of your portfolio.
1- Clarification
There’s a 3 names or brands used when talking about Stellar:
- Stellar network: is the name of the blockchain network,
- Lumens: is the name of the cryptocurrency used on the Stellar network,
- XLM: is the ticker symbol of the cryptocurrency LUMENS.
Basically this post should have (how to trade lumens ?) as a title, but as a brand talking about stellar make more sens.
2- Category
The stellar network is an open-source blockchain used for a variety of payment and remittance applications. Stellar aim is to provide an inclusive financial ecosystem, allowing for very low transaction cost, making it accessible for users worldwide.
3- XLM utility
- used to pay transaction fees, on the stellar network,
- acts as a bridge currency in cross border transactions, allowing users to send and receive money,
- remittances,
- small payments,
- financial inclusion for the unbanked,
- tokenization,…
4- Supply
| Supply | |
|---|---|
| Out in the open market | 20 billion lumens |
| Stellar development foundation retains | 30 billion lumens |
| Total | 50 billion lumens |
5- Market capitalization
as of feb 14, 2026 Stellar is the 18th cryptocurrency by market capitalization with $5B and that’s why it is popular as a trading asset even if it never exceeded $1 value.
6- Ecosystem
Stellar is listing 477 ecosystem partners operating in DeFi, Payments, exchange, lending and borrowing,… Major brands who have chosen to build on the Stellar network include :
- MoneyGram,
- Paypal,
- franklin templeton,
- circle.com ,...
7- Stakeholders
7-a- Developers
Developers are key to the growth of blockchain networks, their choice depend on their dApps requirements and use cases. If interesting features or upgrades can attract developers, technical problems faced by a network can also repel them.
Through the soroban smart contracts platform, Stellar provide a set of tools such as :
- SDKs,
- Soroban CLI,
- RPC server,
- sandbox,…
Among other networks in the market, Stellar seek to provide a user-friendly experience for builders. The more developers integrate Stellar in their dApps the more the demand for Lumens crypto can increase.
7-b- ETF
WisdomTree is offering a WisdomTree physical stellar lumens ETP, designed to provide investors with a simple, secure and cost-efficient way to gain exposure to lumens, the native token of the stellar blockchain.
8-a- Why Stellar go down ?
List of possible reasons the price can go down:
| Stakeholder | How they can push the price down? |
|---|---|
| Community, retail traders | start taking profit or liquidating their XLM position |
| Social media influencers | Start criticizing XLM |
| Competition | Propose new better features, lower cost. |
8-b- Why Stellar go up ?
This section describe increase in price that happened in the past, and linked to a crypto market context that is completely different today. there is no guarantee that crypto price will go up again.
List of possible reasons the price can go up:
| Stakeholder | How they can push the price up? |
|---|---|
| Asset managers | Launch new XLM ETFs |
| Community, retail traders | Mobilize for more XLM purchase |
| Social media influencers | Promote XLM |
| institutional | Stellar reinforce its position as payment solution. |
9- where to trade XLM?
9-A- Crypto exchanges by country:
Each country has its own cryptocurrency and money transfer laws, as a beginner you should follow a simple rule which is: open a trading account with a crypto exchange located in your country of residence. Crypto exchanges are not available in all countries, so if your country is not listed bellow, you still can try the exchange available in the next section (12-B-).
Data in the table below is just an extract from the TOS, for official information you should read each crypto exchange TERMS OF SERVICES.
| Country | Exchange | Prohibited |
|---|---|---|
| Argentina | notbank.com | USA, Ireland |
| Australia | uptrade.co | Global Brokerage, (min trade size is US$2K) |
| Bolivia | notbank.com | USA, Ireland |
| Brazil | notbank.com | USA, Ireland |
| Chile | notbank.com | USA, Ireland |
| Colombia | notbank.com | USA, Ireland |
| Hong Kong | Bitget.com | Canada, Singapore, USA, HK, France, Austria, Germany, Japan |
| Hong Kong | Blofin.com | Canada, Singapore, USA, India, UAE |
| Peru | notbank.com | USA, Ireland |
| Seychelles | mexc.com | Canada, Singapore, USA, HK, UK, Malaysia, Kazakhstan |
| Singapore | bingx.com | Canada, Singapore, USA, HK, UK, Netherlands, Panama |
| SVG | bitunix.com | Canada, Singapore, USA, HK, France, UAE, Malaysia, Seychelles |
| UAE | ByBit | Canada, Singapore, USA, HK, France, UK |
| United States | bydfi.com | Canada, Singapore, USA, HK, France, India, Serbia, UAE |
10- How to stay informed about Stellar?
Here you can find a list of resources to stay informed about XLM.
XLM News:
Limited access / require subscription:
| News Outlet | |
|---|---|
| 1 | forbes.com/search/?q=stellar |
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